ELE Rwanda awards best youth entrepreneurs

Emerging leaders and Entrepreneurs organization (ELE) awarded five best youth entrepreneurs and innovators for the first time in Rwanda to boost youth self reliance.

The categories awarded included best creativity award, best innovator of the year, most desired place to work place and Innovation champion.

Speaking at the event, RBD Chief Operating Officer, Claire Akamanzi urged the youth to be innovative and creative because the government is fully in support of the youth.

“We have support systems for potential entrepreneurs in Rwanda and the government is ready to back up young people with fresh ideas and how to market their products on international markets,” says Ms Claire Akamanzi.

ELE Rwanda awards best youth entrepreneurs

RDBChief Operating Officer Claire Akamanzi

 Rwanda has set up business development centers across the country to help young potential entrepreneurs where they can share ideas, make research and guide them to exploit their ideas into real earning business.

The government also set aside funds to support young entrepreneurs and innovators through business development fund (BDF).

CEO ELE Rwanda Yves Iradukunda

CEO ELE Rwanda Yves Iradukunda

 “This is the beginning but every year, we will be awarding young innovators from every sector and support them to market their products outside Rwanda,” said CEO ELE Rwanda Yves Iradukunda.

The youth entrepreneurs awarded included, Creativity Awards: Student Entrepreneurship Network (SEN), Innovator of the year: Torque LTD, Most desired workplace: Tigo Rwanda, Innovation Champion: Babson Rwanda Entrepreneurship Center.

“Am excited about the award and happy that our country recognizes our efforts, creativity as young generation hence giving us opportunity to expose our ideas,” acknowledged award winner, founder of Torgue Ltd and soft ware developer Jean Twagira.

Founder of Torgue Ltd Jean Twagira

Founder of Torgue Ltd Jean Twagira

 Twagira is a young Rwandan who has managed to develop a software used by Bralirwa and its distributors called Torgue work space to ease the follow up of distribution data as well as sale records.

The Emerging Leaders and Entrepreneurs of Rwanda (ELE Rwanda) is a youth entrepreneurship platform with a mission to “inspire, motivate and empower young adults to become active participants in the economy and development of Rwanda.

” It connects students to innovators, advocates, mentors and investors through a string of activities.

Fitch Ratings Upgrades Rwanda to ‘B+’; Outlook Stable

Fitch Ratings has upgraded Rwanda’s Long-term foreign and local currency Issuer Default Ratings (IDR) to ‘B+’ from’B’.

The Outlooks are Stable. The issue ratings on Rwanda’s senior unsecured foreign and local currency bonds have also been upgraded to ‘B+’ from ‘B’. The Country Ceiling has been upgraded to ‘B+’ from ‘B’ and the Short-term foreigncurrency IDR affirmed at ‘B’.


The upgrade of Rwanda’s IDRs reflects the following key rating drivers and their relative weights: High Economic growth prospects are strong. GDP growth averaged 6.9%in 2009-2014 in a stable macro environment, supported by structural reforms.

In 2014, Fitch expects real GDP growth to be 6.5% and to increase to 7%-8% in the medium term, in line with performance during the past decade. Growth will benefit from stronger regional integration within the East African Community and rapid gains in agriculture, mines, tourism and services.

The business environment is the second best in Africa according to the World Bank. Rwanda has a track record of prudent and coherent fiscal and monetary policy management evident in moderate inflation (average 4.6% in2010-2013) and limited depreciation of the exchange rate (-2% in 2012 against the US dollar and -5% in 2013) and successfully steering the economy through the testing donor crisis in 2012/13 when aid disbursements were frozen.

Medium Prudent fiscal policy following external debt cancellation under the Heavily Indebted Poor Countries initiative has ensured public debtremains moderate (at 30% of GDP vs. 43% for the ‘B’ peers median). Fitch expects the budget deficit to narrow from 5.1% of GDP in fiscal year 2013/14 (FY14) to 3.5%by FY16 thanks to lower net lending (after the proceeds of the 2023 Eurobond have been lent on to public companies) and capital spending, control of current expenditure and higher taxes. Lessons have been learnt from the donor crisis in 2012/13 to minimise the risk of cuts in aid.

The main focus of the new Policy Support Instrument with the IMF is to raise government revenues. Tax receipts were 13.7% of GDP in FY12, 15.2% in FY14 and Fitch expects it could be 15.9% in FY16, thanks to efficiency gains, reforms (notably in agriculture) and GDP growth. The structure of aid inflows is also changing with less general budget support and more project/sectoral loans, which are less sensitive to political pressure.

Rwanda’s ‘B+’ IDRs also reflect the following key rating drivers:The current account deficit (CAD) is structurally high at anexpected 9.5% of GDP in 2014, reflecting the large trade imbalance. It will remain high in the medium term given continuing high imports for building infrastructure.

The CAD will be financed by aid inflows and FDI (about 3% of GDP every year). Fitch expects the rebuilding of foreign reserves, after the depletion related to the donor crisis, will be slow as a result. Reserves are expected to cover 3.8 months of current account payments in 2015 (from 3.7 in 2014).

Dependence on international aid is high albeit declining. Grants accounted for 44% of budget revenues in FY11, 35% in FY14 and are forecast tobe 29% of budget revenues in FY16. Rwanda’s GDP per capita (USD693) and Human Development Index are low.

Political uncertainty is the main risk to stability. The key political date is the 2017 presidential election. It is uncertain whether President Kagame will stand down or change the constitution to enable him to run for a third term. Although that event would likely trigger an adverse reaction from parts of the international community, we do not believe it would necessarily precipitate a permanent halt to donor inflows or major domestic upheaval.


The Stable Outlook reflects Fitch’s assessment that upside and downside risks to the rating a recurrently well-balanced. The main factors that could lead topositive rating action are:

- Strong GDP growth leading to an increase in GDP per capita over time, closer to peer medians.

- Continued expansion and diversification of the limited export base that would support the narrowing of the CAD and help accumulation offoreign reserves.

- A significant rise in the tax take, reduction in dependence on international donor support and increased financing flexibility.

The main factors that could lead to negative rating action are:

- A material threat to political stability.

- A material cut in donor aid that would affect foreign exchange inflows and trigger macro instability.

- A sharp drop in Rwanda’s export receipts (including mining, tea and coffee exports).


Although there may well be some increase in political uncertainty around the 2017 presidential elections, Fitch assumes no major domestic unrest and that broad political stability will prevail. Fitch assumes Rwanda will continue to successfully implement structural reforms and prudent economic policies with the support of the International Monetary Fund.

Fitch expects Rwanda will continue to benefit from high aid inflows to support its development. Fitch forecasts demand for Rwanda’s exports (including minerals, tea and coffee) will benefit from a gradual recovery in the global economy, with world GDP growth forecast to increase to 2.9% in 2014 and 3.2% in 2015 from 2.4% in 2013.

Ibigo biteza imbere ubucuruzi bya BDC byeguriwe BDF

BDC zacungwaga na rwiyemezamirimo zeguriwe BDF, ngo bizatuma serivise zatangirwaga muri ibyo bigo zigiye kurushaho kunoga.

BDC zacungwaga na rwiyemezamirimo zeguriwe BDF, ngo bizatuma serivise zatangirwaga muri ibyo bigo zigiye kurushaho kunoga.

Ikigo cy’u Rwanda gishinzwe iterambere RDB cyongeye gusubirana imicungire y’ibigo byashyiriweho kugira inama abaturage mu by’ubucuruzi BDC kubera ko ba rwiyemezamirimo babicungaga bananiwe, ubu RDb ikaba yabishyize mu maboko ya BDF kandi ngo “bizatuma serivise zatangirwaga muri ibyo bigo zigiye kurushaho kunoga.”

Ibi biratangazwa n’Uwamahoro Adnan Saligo ushinzwe gukurikirana ibigo bya BDC, Business Development Center muri RDB, Rwanda Development Board ubuga ko serivisi zatangwaga na BDC zigiye kurushaho kunozwa nyuma yo kwegurirwa ikigo BDF, Business Development Fund.

BDC zari zashyiriweho kuba ibigo bigira inama abaturage ku mishinga ibateza imbere mu mwaka wa 2010 muri gahunda ya leta y’u Rwanda yo kwegereza abaturage serivisi zishingiye ku iterambere ry’ubucuruzi, zahawe inshingano zo kubafasha kwiga no kunonosora imishinga y’iterambere. Benshi mu batuye aho izi BDC zashyizwe, imwe imwe muri buri karere, bazizi nk’ibigo cyane cyane byabegereje ikoranabuhanga rya interineti na mudasobwa.

Nyuma RDB yaje kuzegurira ba rwiyemezamirimo batandukanye, ariko ngo kuva icyo gihe zatangiye gutanga serivisi nabi, abaturage ntibaba bakinona na interineti kuko ariyo bahashakaga cyane, dore ko ubujyanama mu ishoramari bwo ahenshi batigeze babuhabwa.

Abatuye muri senteri ya Ruhuha bavuga ko kuva BDC yegurirwa rwiyemezamirimo no kubona interineti byabaye ikibazo muri iyo nzu [BDC] kuko yayikuyemo akaba yarayikuyemo nyuma yo kuyegurirwa.

Tegereza Jacques utuye ahitwa ku Ruhuha mu karere ka Bugesera ati “Rwose kubura interineti hafi y’iwacu biratubangamiye pe. Nkatwe nkatwe turi abanyeshuri muri kaminuza. Twiga mu mpera z’icyumweru, weekend. Gusa biratugora gukora ubushakashatsi ndetse no kwiyungura mu masomo yacu kuko nta interineti dufite hano iwacu aho tumara icyumweru cyose. BDC ntabwo tubona icyo itumariye kuko n’iyo serivisi rukumbi tutakiyihabona.”

Ibikoresho biri mu nzu imbere

Ibikoresho biri mu nzu imbere

Bamwe mu batuye mu byaro bakora urugendo rurerure ngo bagere aho babona interineti kuko nk’aho ku Ruhuha bagenda ibirometero birenga 40 bajya i Nyamata cyangwa i Kigali aho babona interineti.

BDF irazana impinduka

Uwamahoro Saligo ushinzwe BDC muri RDB aravuga ko kuba BDF yahawe imicungire y’izi BDC ngo bizazana impinduka ku baturage. Ngo bizatuma serivise zatangirwaga muri ibyo bigo zigiye kurushaho kunoga.

Aragira ati “Kuba BDF ari ikigo cyizobereye mu guteza imbere ishoramari n’ubucuruzi biratanga icyizere ko serivise abaturage bashakaga muri izo nzu zizagenda neza kuko tuzi ko inyinshi bashakaga muri izo nzu batazibonaga uko babyifuza.”

Yemeza ko ubundi zari zareguriwe ba rwiyemezamirimo ariko ntibakore neza akaba ariyo mpamvu bazatswe ubu bakaba bazeguriye ikigo BDF.

Uwitwa Mugabo Leopord nawe yavuze ko kuba nta na interineti yabaga muri BDC byatumaga batabasha no kumenya amakuru y’ibikorerwa ahandi n’ibyo abandi bagezeho kandi ari nkayo serivisi rukumbi n’ubundi batangaga.

RDB iravuga ko ukwezi kwa Kamena kwarangiye habaye ihererekanya bubasha hagati y’abasanganywe imicungire ya BDC na BDF, ngo ukwezi kwa Nyakanga kuzarangira hamaze gushyirwamo ibikoresho n’abakozi, ubundi nibirangira ibigo byogere gukora neza.

Mugabo Leopord ati “Wenda niba zatswe ba rwiyemezamirimo twagira icyizere ko tuzongera byibura kubona interineti hafi.”

Ibigo bya BDC ni 30 mu Rwanda hose, ikigo kimwe kimwe muri buri karere. Urubyiruko, cyane cyane urw’abanyeshuri, nirwo rukunze kugana ibyo bigo kuko arirwo rukoresha interineti mu byaro. Abatari muri icyo cyiciro ntibarabona akamaro k’ibyo bigo kuko serivisi bitanga zitarategurwa ku buryo nabo zibageraho.

Nyamasheke: Abarokotse Jenoside bibumbiye muri AVEGA baravuga ko no kuba abakire bishoboka


Abagore bibumbiye mu matsinda akorana n’umuryango AVEGA ufasha abapfakazi ba Jenoside yakorewe Abatutsi mu Rwanda baravuga ko guhurira hamwe bagatizanya imbaraga n’ibitekerezo byatumye batinyuka gukora imishinga yunguka, bakaba barahawe inguzanyo n’amabanki bakunguka bikabatera icyizere ko kuba abaherwe bishoboka mu gihe bakomeza kubishyiramo ingufu.

Nyirahabimana Charlotte w’ahitwa Nyarusange mu murenge wa Bushekeri mu karere ka Nyamasheke avuga ko nyuma ya Jenoside yahoraga yigunze yumva ntacyo yashobora, yarazinutswe ubuzima.

Ku bufatanye na AVEGA ngo baje guhurira hamwe na bagenze be bari bahuje ibibazo, bajya mu matsinda babaguriza amafaranga bakora imishinga kandi barunguka, bishyura banki ndetse babona inyungu none ngo ubu akora ibikorwa bimwungura amafaranga amutunze kandi akomeza kugira ishyaka kuko yabonye ko byose bishoboka. Ngo kubona hari icyo akora kikunguka byamuteye ishyaka ryo kongera kuryoherwa n’ubuzima.

Nyirahabimana avuga ko yabonye ko gukira bisaba gutekereza neza kandi ugatinyuka, ubundi ugakorana umurava. Agira ati “Ubu mfite inzu yambika abageni kandi inyinjiriza amafaranga atari make. Nsigaye nitunze ndiyambika, nigurira ibyo nkeneye by’ibanze, nishyira imisanzu yanjye mu bwisungane mu kwivuza n’umuryango wanjye nta kibazo. Ubu ahubwo natangiye kugenda nagura ibikorwa byanjye ku buryo nzagera kuri byinshi kuko namaze gutinyuka gukora ndetse no gukorana na banki.”

Kankindi Claudine utuye mu kagari ka Ngoma we avuga ko yabashije kwiyubakira inzu, kandi akaba atagitegereza ko azabaho ku bw’abandi cyangwa undi uzagira icyo amumarira kuko gukorana na banki byamwigishije gukora ndetse amenya ko ashobora gukora akibeshaho.

Abisobanura agira ati “Iyo witinya ntushobora gukira. Njye natangiye ari uko baduhuje na banki tujya mu itsinda baduha amafaranga miliyoni imwe n’igice turayigabana, turakora turunguka none tumaze kwiteza imbere ku buryo bufatika, turitunze. Njye ubu rwose namaze no kubaka indi nzu kuko iyo nari mfite yari yashaje. Ubu narakangutse, nsigaye numva mfite intego yo gukora ngakira.”

Utamuriza Vestine ni umuhuzabikorwa wa Avega mu ntara y’uburengerazuba avuga ko aba bagore ari abo gushimirwa, kuko berekanye ko bashoboye nyuma yo kuba abapfakazi, bakaba barabaye intwari ndetse bakaba bafite ishyaka n’icyizere ngo ejo heza kuri bo n’imiryango yabo hazabe heza kurushaho.

Yagize ati “aba bagore bavuye mu bwigunge bava mu kwitinya bahabwa amafaranga y’inguzanyo Avega ibatangira ingwate, none bamaze kwishyura amafaranga yose n’inyungu, none inyungu bakuyemo iri kubabeshaho”.

Aba bapfakazi bari bibumbiye mu matsinda icumi. Ibikorwa bibandaho ni ubucuruzi, ubuhinzi ndetse n’ubworozi buri tsinda rihabwa amafaranga agera kuri miriyoni imwe n’igice yishyurwa mu gihe cy’umwaka umwe.


Rwandans expelled from Tanzania find new hope back home

Rwandans expelled from Tanzania find new hope back homeOdette Bayagambe, 39, had always considered Tanzania her home, until the afternoon of August 9, 2013 when Tanzanian security operatives attacked her home and forced her to leave the country.

“I had just taken goats to graze,” she says. “As I stood in the middle of our banana plantation, four Tanzanian soldiers came to our home and shouted at me, ‘RudiKwenu’ [Kiswahili phrase meaning ‘Go back home’]”.

She was forced out of Tanzania, leaving behind 30 goats, land plots, a three hectares cassava plantation, a banana plantation, and her house and all other properties.

Tanzania’s President Jakaya Kikwete had ordered all “illegal immigrants” be expelled with due effect. Thousands of people from neighboring Uganda, Rwanda, Kenya and Burundi have lived in Tanzania for decades. Others have a long ancestral linage.

Following Kikwete’s directive, more than 14,000 Rwandans were kicked out of the country, indefinitely. Many were not given the opportunity to pack their properties or sell them.

Tanzanian security operatives stormed the villages,smashed the houses, burnt some of them, looted properties and mercilessly beat up many.

Those who managed to escape, abandoned everything; land, houses, animals, plantations, businesses, and left without bidding farewell to neighbors and friends.

Some bribed officers not to be tortured. The rest were rounded up and forced into trucks, drove them off and dumped them at the Rwandan border.

Tanzania’s action sent shock waves in the neighboring countries. Many wondered how Tanzania lost a camaraderie spirit.

Rwanda responds to the influx

In Rwanda, pressure was mounting. Government quickly set up a transit camp at Kiyanzi in Eastern Rwanda, with necessary facilities such as shelter, food and water, to accommodate the returnees.

Villagers signed up to volunteer setting up the camps. Others donated money, food items and clothing in big numbers.

About 9,000 families were helped locate their ancestral relatives. “We also provided them with a three months’ food package; beans, rice, maize, salt, cooking oil and boxes of compact rice for the children and the elderly,” says Séraphine Mukantabana, Rwanda’s Minister for Disaster Management and Refugee Affairs (MIDIMAR).

Over 5,000 families remained in the camp, including Bayagambe’s. Government continued supporting them. Life was not the same anymore. Those who joined their relatives have managed to cope up, somewhat. Those in the camps cursed, but the government says camps are temporary.

On June 28, at a community gathering, with hundreds of villagers and local authorities in attendance, 40 families, including Bayagambe’s, had not prepared themselves for a big surprise.

The Minister of Local Government, James Musoni, called each family and handed them keys to magnificent fully furnished houses. Each house costs Rwf12 million (about 20,000USD). An average Rwandan lives in a house of one million, slightly more than 1000USD.

These houses have massive living rooms, two furniture bedrooms, an equipped kitchen, a store, and an attractive tilled washroom. They have access to utilities, electricity and clean water. President Paul Kagame pledged Rwf480 million (about 700,000USD) to help build these houses.

Returnees adjust to new lifestyle

On a sunny Tuesday afternoon, Bayagambe, with her four children, days after she occupied the house, sits on a bluish carpet laid at a veranda of her new home, enjoying the cool breeze blowing uphill from the curvy valley of Kicukiro district, on the outskirts of Rwanda’s capital, Kigali.


She takes a rest while listening to local pop music playing on a local radio station. She keeps receiving flashbacks of the horror in Tanzania.

She feels somehow lonely. Her husband escaped the operation and stayed in Tanzania, although both have managed to keep contact. But it’s a completely new life.

Indeed, her heart is torn apart, with divided sentiments. One heart in Rwanda, another in Tanzania. “I have not yet felt at home here, but partly enjoying the peaceful Rwanda,” she says. “I hope I will eventually feel at home as a Rwandan.”

Understandably, though, like thousands of others, starting a new life from scratch is an excruciating experience, especially in the land scarce Rwanda. There is no enough land for cultivation especially for those who are farmers.

Florence Uwayisaba, the Vice Mayor in charge of welfare in Kicukiro district, says the district has allocated start-up capital of Rwf100, 000 (about 150$) to help run small business and earn an income.

Community members have also donated food to the families. Each family is getting 50kgs of beans, 25kgs of rice, 25kgs of corn flour and cooking oil.

Neighbors regularly visit and give them comfort. “They are nice people,”says Pacifique Munyaneza, 23, Bayagambe’s neighbor. They don’t speak fluent Kinyarwanda, but “We visit them and chat in Kinyarwanda,” he adds.

Children have also started going to school. “There is no problem at school. I play with other children”, says Bayagambe’s14 years old daughter, AminataYampiriye, who goes to a nearby primary school.

Dismas Habimana, 47, is a father of two, whose wife and children still live in Tanzania. He raised cows and wonders what else he will be doing to earn a living.

“I had 120 cows, and I left all of them in Tanzania”, he says, from his temporary shelter at Ruhashya sector, Huye district, a two hours’ drive south from the capital Kigali. He has heard that his uncle who stayed back is looking after the cows.

Meanwhile, more families are being settled across the country, according to MIDIMAR. “We have given them shelter at the sector headquarters as we complete more houses by August”, said Jacqueline Uwamariya, the executive secretary of Ruhashya sector of Huye district.

Four families, including Habimana’s, have been living here at Ruhashya sector headquarters since January from the Kiyanzi camp.

Here, community members also contributed 1.5 tones in beans, rice, Irish potatoes, mattresses and clothing to support the four families. Authorities of Ruhashya sector are looking for land to allocate to them so that they can cultivate.

“I have asked my wife to come and join me here, but she refused”, says Habimana.

Like many, Dismas Habimana says going back to Tanzania is not an option. He has already acquired a Rwandan National Identification Card and plans to marry another woman if his wife insists on staying in Tanzania. “What else can I do?” he regrets.

Source : KT Press

Ruhango: Local saving cooperative completes house to accommodate bank

m_Ruhango Local saving cooperative completes house to accommodate bank

CLECAM Ejoheza, a credit and saving cooperative for farmers in Bweramana sector of Ruhango district built a building worth Rwf109 million to ensure security and attract more customers and members.

The milestone comes following the concern by many on the security of the money in a place where it previously operated.gs.

This was revealed on July 15th 2014 during the event to officially open the house by CLECAM cooperative located in Bweramana sector of Ruhango district.

“This house comes as an answer to our problems. We had a need to provide more security to members’ property,” said Aimable Mpamyarukundo, president of the cooperative.

Local saving cooperative completes house to accommodate bank 2

The house is expected to strengthen security of the members’ property


Damien Mugabo, Director General of the Rwanda Cooperative Agency (RCA) who was the guest speaker called on cooperative members to avoid mismanagement of cooperative funds that can lead to its collapse

m_Some dignitaries turned up for the official opening of CLECAM

Some dignitaries turned up for the official opening of CLECAM
Ejoheza cooperative house

“Be careful about who manages the cooperative funds. Good management will help you achieve your goals,” He said.

CLECAM Ejoheza cooperative started with Rwf46 million capital which has increased to Rwf583 million It was started in 2007 and has up to 130,000 members.


Ruhango: Koperative y’abahinzi-borozi yujuje inzu ya miliyoni 109 kandi babitse izindi 583

Ruhango: Koperative y’abahinzi-borozi yujuje inzu ya miliyoni 109 kandi babitse izindi 583

Abayobozi barataha ku mugaragaro iyi nyubako

Koperative CLECAM Ejoheza igamije gufasha abahinzi-borozi bo Kabagali kubitsa no kugurizanya yatashye inyubako ifite agaciro ka miliyoni 109 z’amafaranga y’u Rwanda kuri uyu wa kabiri tariki ya 15/07/2014 yiyujurije mu murenge wa Bweramana mu karere ka Ruhango.

Iyi koperative yo kubitsa no kuguriza yatangiye imirimo yayo mu mwaka 2007 ngo yahisemo kwiyubakira inyubako yayo kuko bamaze kuba koperative ikomeye ikenera kubika neza umutungo wayo nk’uko perezida w’inama y’ubutegetsi yayo witwa Mpamyarukundi Aimable abivuga.

Bwana Mpamyarukundo Aimable avuga ko iyi nyubako izacyemurira abanyamuryango ibibazo byinshi birimo no kurinda abajura bahoraga bashaka kubiba. Agira ati “Mu kubaka iyi nyubako yacu dukemuye ibibazo byinshi birimo n’icy’abajura batwototeraga aho twakoreraga. Guhera ubu bazajya basanga umutekano ari wose. Icy’ingenzi kurutaho ariko ni uko abantu batinyaga kuzana amafaranga yabo aho twakoreraga batatugirira icyizere ariko ubu bazajya batugana ari benshi badatseta ibirenge.”

Ruhango: Koperative y’abahinzi-borozi yujuje inzu ya miliyoni 109 kandi babitse izindi 583

Iyi nyubako ngo ikemuye ibibazo byinshi birimo no kwirinda abajura

Abanyamuryango ba koperative CLECAM Ejoheza bavuze ko bishimira aho koperative yabo yabakuye nabo bakaba bamaze kwigeza ku iterambere. Umwe mu banyamuryango bayo witwa Habimmana Vincent avuga ko yatangiranye nayo imuguriza amafaranga make. Ngo yakomeje gukora neza akagenda akura kugera ubwo ubu asigaye yoroye ingurube zisaga 200 zifite agaciro ka miliyoni 35 z’amafaranga y’u Rwanda.

Ruhango: Koperative y’abahinzi-borozi yujuje inzu ya miliyoni 109 kandi babitse izindi 583

Abitabiriye umuhango wo gutaha inyubako nshya ya koperative CLECAM Ejoheza

Umuyobozi w’ikigo gishinzwe amakoperative ku Rwanda witwa Mugabo Damien wari umushyitsi mukuru mu gutaha iyi nyubako yashimye cyane ubuyobozi bw’iyi koperative ku gikorwa cyiza bamaze kugeraho, ariko asaba abanyamuryango bagize iyi koperative kutirara, ahubwo bagaharanira gukurikiranira hafi umutungo wabo ejo ngo utazanyerezwa cyangwa koperative yabo igasenyuka izize uburangaree.

Bwana Mugabo yagize ati “Ntibihagije gutora perezida ngo muterere iyo kuko ejo ashobora gutangira kwikoreramo, ugasanga intumbero mwari mufite ntigezweho. Gutaha ibikorwa nk’icyi ni n’umuhamagaro wo gukomeza gukora kurushaho.”

Koperative CLECAM Ejoheza Kabagali yatangijwe n’abari batanze umutungo ungana na miliyoni 46 z’amafaranga y’u Rwanda, ariko ubu imaze kugeza kuri miliyoni 583 z’amafaranga y’u Rwanda n’abanyamuryango bakabakaba mu bihumbi 13.

Kamonyi-Abahoze bafashwa ko batishoboye batangiye kuba abashoramari

Abasanzwe bahabwa inkunga y’ingoboka muri Kamonyi kuko batishoboye bafashe icyemezo cyo kuzigama muri iyo nkunga ku buryo ubu bamaze gushora imari ya miliyoni 42 mu mushinga w’ubwubatsi, bagamije ko inyungu zawo zizakomeza kubabeshaho inkunga bahabwaga nizihagarara.

 m_Kamonyi-Abahoze bafashwa ko batishoboye batangiye kuba abashoramari   

Inkunga y’ingoboka ihabwa abakene muri gahunda ya Vision 2020 Umurenge Program ifasha abakene mu murenge ukennye w’icyitegererezo muri buri karere, ikaba ifasha abatishoboye 240 mu murenge wa Gacurabwenge muri Kamonyi.

 m_Kamonyi-Abahoze bafashwa ko batishoboye batangiye kuba abashoramari1

Mu gihe cy’imyaka ibiri bafata inkunga y’amafaranga ya buri kwezi; aho buri wese afata kuva kuri 7500frw akagera kuri 25000frw bitewe n’umubare w’abagize umuryango. Aba bafatwa nk’abatishoboye ariko bahisemo kwibumbira muri koperative maze bakora umushinga wo kubaka inzu mberabyombi ifite agaciro ka miliyoni 42.

Iyi nzu iherereye mu mudugudu wa Kamonyi mu kagari ka Nkingo irimo ibikoresho byose, ikorerwamo inama n’amahugurwa ndetse n’abafite ubukwe bakahakirira abashyitsi. Aba bari mu batishoboye ngo bakoze umushinga uwo mushinga uramba mu cyerecyezo kigari cyo gukora imishinga yunguka ku buryo inyungu z’iyo mishinga zizabafasha guhindura imibereho, ndetse n’ababakomokaho bakazabona icyo baheraho barwanya biteza imbere, bagaca akarande ko kwitwa imiryango y’abakene.

Kamuhanda Martin, umwe mu banyamuryango b’iyi koperative yiyise ‘Abadahigwa’ ngo ubusanzwe ahabwa inkunga y’amafaranga y’u Rwanda 7500 kuko yibana. Ngo kuri iyo nkunga yahisemo kujya afataho angina na 1500frw gusa, andi ibihumbi bitandatu akayatangaho umugabane muri koperative yabo Abadahigwa.

 m_Kamonyi-Abahoze bafashwa ko batishoboye batangiye kuba abashoramari2

Ngo n’ubwo amenshi mu nkunga yagenewe ajya mu mushinga, yishimiye igikorwa bagezeho kuko kizabafasha no mu gihe inkunga zizaba zirahagaze, kandi umushinga wabo ukaba wakunguka bagakora n’irindi shoramari. Aragira ati “Ubundi twabonaga inkunga tugahaha tukarya neza, tugategereza ko ukundi kwezi gushira ngo andi mafarannga y’ingoboka atugereho. Uko kubona inkunga tugahita turya twasanze atari byiza, twiyemeza kuzigama mu mushinga uramaba kandi wunguka bizadufasha kuko mu gihe inkunga zizaba zitakiboneka umushinga ariwo uzadutunga.”

m_Kamonyi-Abahoze bafashwa ko batishoboye batangiye kuba abashoramari3

Abaturage n’abayobozi bo mu karere ka Kamonyi bavuze ko bashima cyane igitekerezo cy’aba baturage bafashwa nk’abatishoboye kuko bagaragaje ko n’ubwo uyu munsi ari abatishoboye, ejo bazaba bafite imibereho ndetse n’ababakomokaho bakaba batazitwa abatishoboye.

Ngo ntibazi igihe inkunga babona zizarangirira, ariko ngo iryo somo ryiza mu karere ka Kamonyi bagiye no kurisakaza no mu yindi mirenge itanu ikorerwamo gahunda ya VUP, abatishoboye bakanguriwe gukora imishinga ibateza imbere nko kubaka inzu z’ubucuruzi, ubworozi bw’amafi n’ubw’inzuki, ubuhinzi ndetse no gukora ubucuruzi nk’uko umuyobozi w’akarere ka Kamonyi Rutsinga Jacquea abivuga.

Bwana Rutsinga akomeza avuga ko ari mu rwego rwo kumenyereza imiryango itishoboye guharanira kwigira, ngo biga isomo rizwi ko ari iry’Abashinwa bagira bati “Aho kumpa ifi wanyigisha uko nyiroba.”

Abatishoboye bafashwa na VUP batoranywa mu nteko rusange y’abatuye umudugudu, hakarebwa abari mu cyiciro cya mbere n’icya kabiri cy’ubudehe. Abenshi muri bo bakaba ari abakecuru, abasaza ndetse n’abafite ubumuga batabasha gukora. Ngo bagenerwa inkunga mu gihe cy’imyaka itanu, ariko urutonde rugenda runozwa muri buri myaka ibiri kuko hashobora kuba hari ababa barapfuye cyangwa se abavuye mu cyiciro cy’abatishoboye.

Nyabihu: Abibumbiye mu makoperative barasabwa kuyabyaza umusaruro akababera imbarutso y’iterambere

Abaturage b’i Nyabihu bibumbiye mu makoperative barasabwa kuyabyaza umusaruro akazababera imbarutso y’iterambere ryaba iryabo bwite,iry’uduce batuyemo n’iry’ igihugu muri rusange.

Ibi umuyobozi w’akarere ka Nyabihu bwana Twahirwa Abdoulatif arabisaba abibumbiye mu makoperative mu gihe mu Rwanda hitegurwa umunsi wo kwizihiza umunsi mpuzamahanga w’amakoperative uzizihizwa kuwa 12/07/2014.

Abibumbiye mu makoperative barasabwa kuyabyaza umusaruro akababera imbarutso y’iterambere

Umuyobozi w’akarere ka Nyabihu Twahirwa Abdoulatif arasaba abanyamuryango b’amakoperative ko yababera imbarutso y’iterambere

Uwimana Mathias ni umunyamuryango wa koperative COAVIPI yo mu murenge wa Kabatwa mu karere ka Nyabihu. Avuga ko kwibumbira muri koperative byatumwe abasha kwiteza imbere we n’abanyamuryango bagenzi be kugeza ubwo bagura n’imodoka yo mu bwoko bita FUSO kandi bari basanzwe ari abarimu batagiraga ubushobozi bwinshi mu mibereho yabo.  

Kuba koperative iteza imbere abayigize kandi byemezwa na Nzitonda uvuga ko muri koperative abantu bihuza, bakungurana ibitekerezo, bagashyira hamwe imbaraga bafite bagakora ikintu gifatika kibageza ku iterambere rirambye, umuntu umwe atakwigezaho.

Bamwe mu barimu bibumbiye muri Koperative babasha kugera ku modoka babikesha kwibumbira hamwe

Bamwe mu barimu bibumbiye muri Koperative babasha kugera ku modoka babikesha kwibumbira hamwe

Kuri ubu mu karere ka Nyabihu bavuga ko amakoperative bafite ashimirwa urwego amaze kugeraho. Hatangimbabazi Theodore ushinzwe amakoperative n’ishoramari mu karere ka Nyabihu avuga ko hari byinshi bimaze kugerwaho birimo ko amakoperative yose yafunguje amakonti mu bigo by’imari kandi akaba akorana nabyo afasha abanyamuryango bayo kwizigamira no kubona inguzanyo zaba igishoro ku mishanga ibyara inyungu baba bafite batarayibonera igishoro.

Ikindi kandi ngo amakoperative yamaze kugaragarira buri wese ko afasha mu iterambere rirambye, akongera ubukungu bwa koperative ubwazo n’iry’abayagize. Ibi ngo abishingira ku mpinduka z’imibereho myiza abanyamuryango bagenda bageraho ku buryo amakoperative acungwa n’uburyo ubwizigame bwayo burushaho kuzamuka.

Ngo kugira ngo koperative itere imbere bisaba ko buri munyamuryango wese yumva ibikorw abya koperative n’inyungu zayo ari ibye nawe ku giti cye, akitanga kandi agaharanira icyatuma itera imbere ku buryo anabera intangarugero abataraza mu makoperative bigatuma nabo babyifuza.

Umunsi mpuzamahanga w’amakoperative usanzwe wizihizwa buri wa gatandatu wa mbere w’ukwezi kwa Nyakanga buri mwaka ku rwego rw’isi yose. 

Burera: Uburyo amashanyarazi yamwimuye i Kigali akayasanga aho yunguka kurushaho

Burera Uburyo amashanyarazi yamwimuye i Kigali akayasanga aho yunguka kurushaho

Murwanashyaka’s sewing workshop

Umugabo witwa Murwanashyaka Claude ukomoka i Kigali yamenye ko mu murenge wa Butaro muri Burera hageze amashanyarazi ahita yimukirayo gukora umwuga w’ubudozi kuko ngo ayo mashanyarazi atuma yunguka kurusha uko yungukaga agikorera i Kigali.

Uyu mugabo akorera umwuga we w’ubudozi muri santere ya Rusumo, mu murenge wa Butaro. Ni umwe muri ba rwiyemezamirimo wikorera ndetse wanahaye abandi akazi kuko akoresha abakozi be bane. Iyo winjiye aho akorera usanga aba bakozi badoda ndetse n’imyenda badoda yiganjemo iy’abagore imanitse mu nzu.

Murwanashyaka avuga ko uwo mwuga awumazemo imyaka itanu. Avuga uko yatangiye uwo mwuga muri Kigali akaza no kwimuka akajya kuwukorera mu kuwukorera mu cyaro ariko ngo byose byatewe n’uko hari hageze umuriro w’amashanyarazi bigatuma atangira kuhabona inyungu kuruta mu mujyi.

Agira ati “Natangiriye mu bigo nigisha, nyuma ariko nsanga nkwiye kwikorera ku giti cyanjye. Nashinze “atelier” (y’ubudozi) ku kigo cya gisilikare aho ahitwa mu Kajagari i Nyarugunga ariko nkimara kumva ko ino aha hageze umuriro nahise numva ko ubwo hageze n’amahirwe yo gukora ibikorwa bitahabaga kandi abahatuye bakenera kenshi niko kwimuka nza hano i Butaro.”

Akomeza avuga ko abona inyungu ku buryo n’umushinga we watangiye kwaguka. Ngo yatangiriye ku mafaranga y’u Rwanda ibihumbi 500 ngo ariko ubu atelier ye y’ubudozi ayiha agaciro k’amafaranga agera kuri miliyoni ebyiri.

Agira ati “Natangiriye ku mashini imwe ikoresha umuriro w’amashanyarazi. Nari nayiguze ibihumbi 500 (by’amafaranga y’u Rwanda) ngenda nunguka nagura n’ibikorwa ubu byagiye byiyongera maze kugura imashini eshatu z’umuriro n’izindi enye zikoresha ingufu z’umuntu bisanzwe. Muri zo harimo izo nkoresha nigisha abatazi kudoda n’izo nkoresha mu kudoda imyambaro y’abakiliya banjye.”

Murwanashyaka akomeza avuga ko iryo terambere yarigezeho abikesha kuba aho akorera hari umuriro w’amashanyarazi ngo kuko imashini afite zikoresha umuriro w’amashanyarazi zimufasha kudoda imyenda abakiriya be bifuza mu buryo bwihuse kandi neza.

Santere ya Rusumo uyu Murwanashyaka akoreramo umwuga we yagezemo umuriro w’amashanyarazi bwa mbere mu mwaka wa 2011. Iyo santere iherereye ahantu h’icyaro ariko kubera uwo muriro w’amashanyarazi igenda itera imbere abashoramari bato bato banayizanamo ibikorwa by’iterambere ndetse n’amabanki yatangiye kuhagana ahakingura amashami. Murwanashyaka nawe avuga ko afite icyerecyezo cyo kwagura umushinga we akzashinga izindi ateliers adoderamo ahandi hatari mu murenge wa Butaro akoreramo ubu.

Rusumo center

 Ubuyobozi bw’akarere ka Burera buvuga ko abagatuye babarirwa mu gipimo cya 12% ari bo bamaze kugezwaho umuriro w’amashanyarazi. Aba bayobozi bemeza kandi ko abamaze kugezwaho amashanyarazi bayabyaza umusaruro bayakoresha ibindi bikorwa by’ubucuruzi bibinjiriza amafaranga aho kuyakoresha gusa bayacana mu nzu mu gihe hakomeje gahunda zo kuyasakaza n’ahandi.


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