Rwamagana: Ubucuruzi bwasigaye inyuma ugereranyije n’igihe bwatangiriye

Umujyi wa Rwamagana ugenda usigara inyuma mu bucuruzi kandi ari umwe mu mijyi ya mbere yatangirijwemo ubucuruzi mu Rwanda.

Agace kazwi ku izina rya 'Buswayirini' ni ko karimo inyubako z'ubucuruzi cyane

Agace kazwi ku izina rya ‘Buswayirini’ ni ko karimo inyubako z’ubucuruzi cyane

Ubucuruzi bwaho ngo bwatangijwe n’Abarabu mu mwaka wa 1934, nyuma n’Abahinde barawuyoboka ku buryo mu myaka yakurikiyeho ubucuruzi bwari buteye imbere. Abarabu ngo bagiye bubaka indi mijyi n’udusantere tw’ubucuruzi tukiriho n’ubu, nk’uko Rugwabiza Issa wavukiye i Rwamagana mu 1926 abivuga.

Umwe ati “Hano [i Rwamagana] Abarabu bahubatse mu 1934 nyuma bubatse indi mijyi y’ubucuruzi i Zaza aho bita Karembo, bubaka Kabarondo, bubaka Kirehe, bubaka na Kiramuruzi barahereye i Rwamagana”

Umujyi wa Rwamagana uri mu yambere yatangirijwemo ubucuruzi ku buryo iyo umuntu awuvuze hari abahita bawusanisha n’ubucuruzi. Gusa ubucuruzi bwa ho ntibutera imbere ugereranyije n’uko bimeze muri myinshi mu mijyi yavutse nyuma ya Rwamagana.

Muzehe Rugwabiza we ngo asanga ubuyobozi bwa mbere ya Jenoside yakorewe Abatutsi mu 1994 bwaragize uruhare mu kudindiza ubucuruzi mu mujyi wa Rwamagana. Ati “Ubucuruzi akenshi wasangaga buri muri forode, ariko ahanini sicyo cyabusubije inyuma ubucuruzi bwananijwe n’ubuyobozi, ibyo Abarabu bari barubatse ubuyobozi bwarabishenye”

Ati “N’iyo urebye nk’i Kigali usanga abacuruzi bakomeye ku rwego rw’igihugu harimo n’abanya-Rwamagana benshi. Umuntu yumva ko abonye amafaranga ati ‘reka njye gukorera i Kigali’ ariko harageze ko abantu bumva ko ahantu atariho hatanga amafaranga ahubwo abantu aribo bashaka amafaranga”

Bamwe bahita bakajya gukorera ahandi. Abo twavuganye ntibifuje ko amazina ya bo atangazwa, ariko bo batunga agatoki inzego z’ubuyobozi bavuga ko zidashyiraho ingamba zihamye zatuma ubucuruzi mu mujyi wa Rwamagana butera imbere.

Umuyobozi w’akarere ka Rwamagana, Mbonyumuvunyi Radjab, avuga ko kudindira k’ubucuruzi mu mujyi wa Rwamagana byatewe n’uko hari abagiye babwinjiramo batabiteguye neza bagahomba. Gusa ngo hari gahunda yo kwegera abacuruzi bakagirwa inama kugira ngo bakore ubucurizi bwa bo kinyamwuga batere imbere na Rwamagana itere imbere muri rusange.

Mu mujyi wa Rwamagana mu gice cyizwi ku izina rya ‘Buswayirini’ hagaragara inyubako nyinshi z’ubucuruzi zihora zifunze, n’ubwo nyinshi muri zo zigaragara nk’izishaje bitewe n’uko zubatswe n’Abarabu. Bamwe bafunga imiryango babuze abaguzi

 

Tag for promotion: Marketing in Rwamagana District change the level comparing to the time it begun

 

 

Nyabihu:Biteguye kugeza kuri miliyoni 650 mu misoro

Ubuyobozi bw’Akarere ka Nyabihu buvuga ko amafaranga yinjira mu misoro n’amahoro agenda yiyongera.

Ngabo avuga ko imisoro yinjira igenda izamuka

Ngabo avuga ko imisoro yinjira igenda izamuka

Umunyamabanga Nshingwabikorwa w’Akarere ka Nyabihu Ngabo James,avuga ko umwaka ushize w’imihigo ikigo cy’u Rwanda gishinzwe imisoro n’amahoro RRA cyari cyabahaye urugero rwa miliyoni 508, uyu mwaka bakaba bararuzamuye rugera kuri miliyoni 650,912,845.

Hashingiwe ku kigero bari bagezeho hasozwa igihembwe cya 3 cy’imihigo uyu mwaka,mu kwinjiza imisoro n’amahoro akabakaba miliyoni 483 yari amaze kwinjizwa ni ukuvuga arenga 74% by’ateganijwe kuzinjira.

Mu nama Njyanama yabaye ku wa 5 Mata, ubuyobozi bwagaragaje ko uyu muhigo ugenda neza kandi bishoboka kuzawesa nk’uko bigomba.

Ku cyatumye imisoro n’amahoro byiyongera, Ngabo James yavuzemo imicanga iri mu byinjiza amafaranga menshi hakiyongeraho gukorana na ba rwiyemezamirimo kandi n’imirimo mishya itari ubuhinzi igenda ihangwa nayo ikaba igira icyo yinjiza.

Yagize ati “Hari amafaranga yakomokaga mu bucukuzi “carriere”kera ntabwo yinjiraga nk’uko yakabaye aza. Ku micanga amafaranga yinjiraga mu karere yabaga ari amahoro gusa y’ikamyo yaje kuwutwara. Ariko ikintu cyatumye yiyongera ni uko ubu n’umucanga tuwugurisha.”

Yongeyeho ko mu gihe mu myaka ishize umucanga utinjizaga na miliyoni 30 ubu usigaye winjiza menshi kuko ngo umucanga wa za Giciye ukundwa yaba za Kigali, za Musanze n’ahandi kandi bakaba bawugura.

Avuga ko mu gihe cy’amezi agera ku 9 gusa, uyu mucanga umaze kubonekamo agera kuri miliyoni 140 kandi zizagenda ziyongera.

Ngabo akomeza avuga ko guhanga imirimo mishya bigenda bitera imbere muri Nyabihu nabyo bituma imisoro yiyongera kuko iyo umuntu atangiye umurimo haboneka umusoro w’ipatante,uko agenda acuruza azamuka umwaka washira hakaboneka umusoro ku nyungu,uko agenda akura hakaboneka na za TVA.

Mu mwaka wa 2009-2010 Akarere kinjije miliyoni 179 z’imisoro, muri 2010-2011 kinjiza miliyoni 247,muri 2011-2012 kinjije miliyoni 324 naho muri 2012-2013 kakaba karinjije miliyoni 445.

Kakaba karakomeje kuzamuka aho muri 2014-2015 kari gateganijwe kwinjiza miliyoni 508,ubu kakaba karahawe urugero rwa miliyoni 650 kandi bizeye kuzageraho.

Ngororero: Ngo hari abacuruzi bifite banga gutanga TVA

Umukozi wa w’ikigo cy’igihugu gishinzwe kwinjiza imisoro n’amahoro mu Karere ka Ngororero avuga ko hari abacuruzi badatanga imisoro kandi babifitiye ubushobozi agasaba kongera ubukangurambaga.

Gasore Alphonse, umuyobozi w’ikigo cy’Igihugu cyakira imisoro n’amahoro (RRA) mu Karere ka Ngororero asanga imyumvire ikiri hasi ari yo ituma hari abacuruzi binubira cyangwa bakanga gutanga imisoro.

Bamwe basanga imisoro y’akarere batanga nayo ari myinshi

Bamwe basanga imisoro y’akarere batanga nayo ari myinshi

Agira ati «Akarere ntigakennye cyane kandi gafite abacuruzi bakomeye. Gusa imyumvire iri hasi ni yo ituma batiyumvamo uruhare rwo gutanga imisoro. Ndasaba ko inzego zitandukanye zatanga ubufasha mu gukangurira abacuruzi gutanga imisoro».

Bamwe mu bacuruzi bo muri aka karere, bavuga ko amafaranga batanga y’ipatante ry’umwaka n’umusoro w’ukwezi, kongeraho amahoro y’isuku n’umutekano ari menshi. Basanga batatanga na TVA kuko biyita abakene. Bamwe muri bo ariko usanga batanafite amakuru ku mikorere ya TVA.

Nduwayezu Emmanuel ucururiza mu mujyi wa Ngororero ati « Reka da ibya TVA simbizi keretse unyunganiye. Njye nicururiza amafu asukuye, amavuta, hamwe n’ubuki ariko sinzi niba na byo bisaba TVA ».

Bafite ibyangombwa ariko ngo ntibasobanukiwe n’ubwoko bw’imisoro

Bafite ibyangombwa ariko ngo ntibasobanukiwe n’ubwoko bw’imisoro

Ibi abihuriyeho n’uwitwa Esperence na we wemeza ko abacuruzi benshi badasobanukiwe n’ubwoko bw’imisoro bagomba gutanga.

Ku birebana n’ibigo bya Leta, Gasore avuga ko abayobozi babyo na bo birengagiza amategeko aho itegeko nimero 38 ryo muri 2012 rigena imitunganyirize y’isoresha n’ifatira ry’imisoro, ritegeka ibigo bya Leta gufatira imisoro ku bantu bacuruzi bakorana nabyo, bo bakaba batabikora.

Umuyobozi wungirije ushinzwe ubukungu mu Karere ka Ngororero Kanyange Christine avuga ko kuva RRA yakwegurirwa kwakira imisoro yo mu mirenge abasoreshwa batakitabira.

Ati « Kuva RRA yaza ba kontabure b’Imirenge basa n’abayihariye gusoresha. Ubu tugiye kubibutsa ko gukangurira abasoreshwa gusora ari inshingano za buri wese kuko nta terambere twageraho imisoro idatangwa ».

Buri mwaka Akarere ka Ngororero kiha intego yo kuzakira byibura miliyoni 500 ziturutse ku misoro, aho Gasore avuga ko bikozwe neza uwo mubare wakwiyongera.

Rusizi: Gikundamvura babangamiwe no kutagira isoko

Abaturage bo mu Murenge wa Gikundamvura mu Karere ka Rusizi baravuga ko babangamiwe n’ikibazo cyo kutagira isoko bagemuramo imyaka beza.

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Abaturage ba Gikundamvura ngo kutagira isoko ni igihombo kuribo

Aba baturage basobanura ko kutagira isoko mu murenge wose ngo bigira ingaruka mbi ku iterambere ryabo kuko ngo batatera imbere badafite aho bagurishiriza imyaka beza.

Mu busanzwe ubukungu bw’uyu murenge ahanini bushingiye kubuhinzi n’ubworozi kuba batagira aho bagurishiriza imyaka y’ibihigwa byabo kimwe n’ibikomoka ku ubworozi bakora ngo bibasubiza inyuma kuko bahendwa n’abavuye muyindi mirenge babagurira ibyabo.

Irankunda Claudine ni umuhinzi muri uwo murenge asobanura ko ikibazo cyo kutagira isoko kibagiraho ingaruka nyinshi zitandukanye zirimo kutabona uko bageza ibicuruzwa byabo ku isoko n’ibihageze bikagera yo byabahenze.

Yagize ati” Umurenge wa Gikundamvura nta soko tugira kandi ukunze kurangwa mo n’umusaruro w’imyaka twakagombye kuba twarateye imbere tubikesha ubuhinzi bwacu ariko kubera kubura aho dushora ibyo tweza bituma dukomeza gukena.”

Icyo kibazo cyo kutagira isoko kandi ngo giteza ipfu za hato nahato abaturage buwo murenge aho ngo bagwa mu mugezi wa Rubyiro bagiye guhaha cyangwa bavuye kurema amasoko yo mu iyindi mirenge ya Bugarama na Nyakabuye bahana imbibe aha akaba ariho bahera basaba ko bafashwa kubona isoko.

Kayiranga Boniface asobanura ko hakunze kuba ipfu nyinshin z’abantu barohama mu mugezi wa Rubyiro bavuye guhaha .

ati” Ntamwaka ushira uriya mugezi utishe umuntu abenshi ubatwara bagiye kurema amasoko y’imirenge duhana imbibe turifuza ko ubuyobozi bwadufasha kubona n’ibura agasoko gato kadufasha.”

Umunyamabanga nshingwabikorwa w’agateganyo w’umurenge wa Gikundamvura Mutabazi Charles avuga icyo kibazo kigiye gukemuka kuko ngo njyanama y’uwo murenge yamaze kubona ikibanza rizubakwamo aha akizeza abaturage ko mugihe kidatinze icyo kibazo kizakemuka.

ati” nibyo koko uyu murenge ntasoko ufite ariko twabiganiriyeho n’inama njyanama y’umurenge,  twari dufite ikibazo cy’ahantu hajya isoko ariko ubu harabonetse turizera neza ko isoko rigiye kuboneka.”

Umurenge wa Gikundamvura utuwe n’abaturage ibihumbi 19923 abenshi bakaba batunzwe n’ubuhinzi n’ubworozi.

Abitabirye gukorera mu gakiriro barinubira abakeba bagikorera mu kajagari

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Abakorera ibikorwa bitandukanye byiganjemo ubukorikori mu gakiriro k’Akarere ka Karongi binubira ko abakeba babo bagikorera hanze yako batuma babura abakiriya.

Maniragaba Eulade umwe mu bakorera ibikorwa by’ububaji muri aka gakiriro ati:” Izi nyubako zikimara kuzura twihutiye kuza kuzikoreramo, ariko ikibazo cyabaye ko twakomeje kuba bake, ahubwo ugasanga hari abakeba bacu bakomeza gukorera mu ngo zabo n’ahandi bikaduhombya.”

Kabarisa Donat ukora ubudozi we ati:” Ubu hari benshi bagikorera mu ngo zabo ubudozi, bitubuza abakiriya kuko aha ni kure, ibyo bigatuma mu gihe abandi bataje hano ari bo  babona ba bakiriya twakabonye, badufashe nabo babazane hano.”

Mudacumura Aphrodice umukozi w’Akarere ushinzwe ubukangurambaga ku iterambere akaba ari na we ufite mu nshingano iyi nyubako y’agakiriro, avuga ko bari gushyira imbaraga mu bukangurambaga kugira ngo abagikorera ahandi nabo bahagane.

Ati:” Turi gushyira ingufu mu bukangurambaga twibanda ku banyabukorikori cyane ba hano I Rubengera, tubakangurira kwibumbira hamwe, kuko birafasha, bakenera amahugurwa bakayabonera hamwe, byose icyo Leta ibateganyiriza bakabibonera hamwe.”

Ku kuba hari abatagana aka gakiriro bitwaje ko hari gice kitarageramo umuriro n’aho uri ukaba ari muke, Mudacumura avuga byatindijwe n’uko REG yabanje gusaba ko abashyizemo uwa mbere babanza kuba bahari bagasobanura uburyo byakozwe kugira ngo bitazateza impanuka.

Biteganyijwe ko aka gakiriro, umunsi kazaba kagezemo ibikenerwa byose kazahurizwamo abanyabukorikori bo mu Mirenge itandukanye igize Akarere ka Karongi ndetse n’abandi bose baba babyifuza.

Ngororero: Bakoze imurikabikorwa ryo gushimira abafatanyabikorwa

Ryiganjemo ubuhinzi bwa kijyambere

Ryiganjemo ubuhinzi bwa kijyambere

Ubuyobozi bw’akarere ka Ngororero hamwe n’urugaga rw’abikorera bakoze imurikabikorwa ry’iminsi ibiri hagamijwe cyane cyane gushimira abafatanyabikorwa b’akarere.

Iryo murikabikorwa ryatangiye kuri uyu wa 9 ukoboza 2015, ngo rifite umwihariko wo kugaragariza abafatanyabikorwa b’akarere ko ibyo kagezeho muri manda 2 babigizemo uruhare, no kubashimira banabasaba kongera umurego mu byo bakora.

imurikabikorwa ryateguwe ngo ni iryo gushimira abafatanyabikorwa

Imurikabikorwa ryateguwe ngo ni iryo gushimira abafatanyabikorwa

Umuyobozi w’akarere ka Ngororero Ruboneza Gedeon avuga ko nubwo nta bafatanyabikorwa b’aka karere bari ku rutonde rw’abagawa ngo hari urutonde rw’abashimirwa ko ibyo bagiye bemera mu mihigo y’akarere babikoze uko bikwiye.

Ati « imurikabikorwa ry’uyu mwaka ntirisanzwe. Mu gihe tugiye gusoza manda yacu, twahisemo kugaragariza bamwe mu bafatanyabikorwa ko batanze umusanzu ukomeye mu bikorwa twagezeho ».

Akomeza avuga ko ariyo mpamvu hitabiriye abamurika 30 gusa ari nabo batumiwe mu gihe ubundi barengaga 50. Ibi ngo bizaba urugero ku bandi nabo bongere ibikorwa byabo. Abafatanyabikorwa batoranyijwe gutumirwa muri iri murikabikorwa ngo ni abafite ibikorwa biteza imbere abaturage ku buryo bugaragara.

Umunyamabanga wa Leta muri minisiteri y’umutungo kamere Imena Evode watangije iri murikabikorwa akaba yasabye abakorera mu karere ka Ngororero bose kujya baharanira kuzashimwa. Ibi ngo bazabigeraho bakora neza ibyo biyemeje.

Meya Ruboneza avuga ko batasoza manda badashimiye ababafashije

Meya Ruboneza avuga ko batasoza manda badashimiye ababafashije

Minisitiri Imena ati « biragaragara ko mukora, ariko mukwiye kongera umurego n’imbaraga. Abadakora neza bakikosora kandi mugahora muharanira gushimirwa ibyo mwakoze kuko niwo muco w’abanyarwanda ».

Muri iri murikabikorwa higanje ibikomoka ku buhinzi n’ubworozi bya kijyambere hagamijwe gukangurira abaturage kwiteza imbere no kurwanya imirire mibi.

 

Kayonza : Le marché de Kabarondo sera bientôt réhabilité

Kayonza : Le marché de Kabarondo sera bientôt réhabilité

Les vendeurs du marché de Kabarondo dans le District de Kayonza ont été rassurés que ce marché sera bientôt réhabilité. Le District de Kayonza projette de construire un marché moderne de 3 Milliards Francs Rwandais. Mais ce projet a été suspendu suite au manque d’argent.

John Mugabo, Maire du District de Kayonza a fait savoir que, les vendeurs du marché de Kabarondo font face aux mêmes problèmes que ceux du marché de Mukarange. « Bientôt les travaux  de rénovation de ce marché seront lancés », a assuré le Maire.

L’entrepreneur qui assurera les travaux de rénovation est en train de construire les toilettes publiques près du terrain de football de Rusera situé à Kabarondo Ce terrain sera utilisé par les vendeurs durant la période de rénovation du marché.

Selon John Mugabo, les 50 millions dont dispose actuellement le District seront utilisés dans les travaux de rénovations de ces deux marchés.

Silas Nizeyimana, l’un des vendeurs de Kabarondo a fait savoir qu’ils sont gênés par le soleil accablant et la poussière pendant la saison sèche tandis que pendant la saison de pluie la plupart de leurs marchandises sont endommagées.

Les vendeurs de Kayonza posent leurs marchandises sur le sol et cela devient un problème quand il pleut. Selon ces vendeurs, bien qu’ils font face aux différents problèmes, ils doivent avoir le marché moderne parce qu’ils payent les impôts et taxes chaque mois. A part la pluie qui gêne ces vendeurs, il y a aussi le soleil et la poussière pendant la saison sèche.

 

Amsterdam coffee Festival: Le café du Rwanda cherche à pénétrer le marché européen

Amsterdam coffee Festival: Le café du Rwanda cherche à pénétrer le marché européen

Le festival du café d’Amsterdam a été une occasion pour le café du Rwanda de pénétrer le vaste marché européen. Le Rwanda a intensifié ses efforts de marketing lors du « Amsterdam coffee Festival » qui a eu lieu du 15 au 17 Mai. L’objectif était d’aider le café délicieux du pays pénétrer le marché européen.

Le festival a attiré plus de 5000 visiteurs venus du monde entier. Il a été organisé par l’Ambassade de la République du Rwanda à La Haye en collaboration avec This Side Up (importateur de café) et un torréfacteur /grossiste (Sweet cup).

Selon les statistiques du National Agricultural Export Development Board (NAEB), en 2014, la production de café vert du Rwanda était à 16.380 tonnes. Cette production a généré plus de 59,6 millions $. Le Rwanda envisage d’avoir une production de 26milles tonnes métriques de café vert qui va générer 76millions cette année.

Le recensement de 2009 a montré qu’il y avait 27milles hectares de plantations de café avec 72 millions d’arbres. Mais les résultats du recensement actuel du 13 au 23 Mai sont attendus en octobre de cette année2015.

Pour rappel, STARBUCKS, en 2010, le géant mondial du café avait mis en avant le café rwandais avec comme slogan «  un nectar à redécouvrir ». Trois spécialités de café rwandais « Coko, Iwacu, Rushashi » étaient échantillonnées au festival.

« Je vais répondre à toutes les questions sur les demandes et le maintien des relations commerciales directes avec les producteurs de café rwandais. En plus, les visiteurs de notre stand sont répartis avec un maximum d’informations sur les cafés rwandais », a précisé Lennart CLERKX de la Société This Side Up, réputée pour la commercialisation du café rwandais a précisé, avant d’ajouter qu’il a répondu aux demandes de renseignements sur le démarrage et le maintien de relations commerciales directes avec les producteurs de café rwandais.

Selon Jean Pierre Karabaranga, Ambassadeur  du Rwanda au  Pays-Bas « le festival a fourni une expérience précieuse pour les amateurs de café, mais également une multitude d’autres acteurs concernés ont pu ainsi découvrir et déguster les cafés spéciaux du Rwanda ».

Le Rwanda est réputé pour sa bonne qualité de café, quel est le secret derrière ? 

Le café est parmi les principales cultures de rente du Rwanda. Il est produit principalement pour l’exportation. Le Rwanda est un pays montagneux enclavé dont 70% de ses 11 millions de la population travaillent dans l’agriculture.

Le Rwanda a de bonnes conditions de culture du café grâce aux sols volcaniques et beaucoup de soleil et la brume équatoriale. La plupart du café est cultivé sur des altitudes allant de 1.200 à 1.800 mètres.

La plante fleurit avec le mois de Septembre à Octobre et les cerises sont récoltées à partir de Mars à Juillet de l’année suivante. Le Rwanda exporte plus de  3698 Tonnes de café par an vers la Chine, l’Allemagne et les Etats-Unis.

Le pays a lancé un recensement de café à l’échelle nationale pour générer la base de données nécessaire à la planification stratégique durable dans le secteur du café.

« Nous cherchons des  informations  auprès des  producteurs de café qui peuvent nous aider sur les politiques de polissage et d’autres processus de planification connexes comme la distribution des intrants agricoles, « Amb. George William Kayonga le DG de NAEB

Regional retailers struggling but still afloat 

Nakumaat Supermarket

Nakumaat Supermarket chain high hopes of quickly establishing itself in Rwanda has proved otherwise after a few years, since its institution in the country in 2011

 Adan Ramata the country manager of Nakumaat Rwanda states that, “Only a thousand shoppers visit each day, which is two-thirds short of the target.

“We still have a small challenge in the middle class,” says Mr. Ramata. Nakumatt is not the only retailer stymied by the lack of a mass consumer market.

Sulfo Rwanda Industries, the country’s oldest and biggest domestic manufacturer with 700 workers, say its efforts to introduce skincare ranges for more sophisticated consumers in the past year have flopped.

“We are limited by people who want cheap products, they face inflation and have little money,” says Hariharan Dharmarajan, managing director.

The IMF forecasts 6.5 per cent growth this year. Expected inflation of 3.5 per cent for 2015 is low and Rwanda aims to be a middle-income country by 2020. For now, rising domestic consumption is driven by government spending funded by donors on infrastructure.

With a total market of only 12m people, Rwanda is pushing the agenda for integration across the East African Community, the regional trade block.

“For us as Rwanda, we see regional integration as very, very crucial,” noted the minister of finance and economic planning recently.

“That’s why we are talking about a railway from Mombasa all the way through Uganda to here.” Rwanda is due to pay $1.2bn of the railway’s $13.8bn cost.

“We have been working on how to bring in the private sector,” says Mr. Gatete. The government wants it to fund at least a third of the Rwanda portion.

Importers and retailers in Rwanda testify that goods now arrive from port to shelf within four days, compared with more than two weeks previously. “Delays have come down now there are no formalities at the border. It has really helped us,” says Mr. Dharmarajan. “Now we feel we are linked, not landlocked. It’s a good relief.”

Despite the improvements, Rwanda still suffers a cruel squeeze on its purchasing power.

“We are talking about logistics, we are talking about insurance, we are talking about considering the damages, we are talking about the shelf life,” says Nakumatt’s Mr. Ramata.

The central bank governor John Rwangobwa notes that the country is on the right track as the economy emerges from the low growth of 2013.

“The economy is doing well since 2014 and we are going back to where we were before 2012,” he says. He points not only to improving growth but also indicators such as a reduction in non-performing loans (from a 7.2 per cent recent high in 2013 to a 2015 target of 5 per cent).

Despite its setbacks, Nakumatt, which has 300 employees at its two stores, plans to open two new outlets in the capital, including in August a 24-hour shop near the airport with a gymnasium on top of it. It aims to open its first stores outside Kigali in two years’ time.

Mr. Rwangombwa says the government is lobbying banks to bring down high lending rates, although bank loans to the private sector did rise 38 per cent last year. The key challenge, he adds, remains how to boost exports to deliver greater dollar flows

Youth lack knowledge on market trends

Youth lack knowledge on market trends 

Experts say that low participation   by youth in starting up development projects that would boost   income generation is due to lack of knowledge on what services and products are demanded on the market.

This, according to Emmanuel Nzeyimana, country   program Manager; DOT Rwanda results into youth failing to bring up convincing and profitable businesses that financial institutions can finance for their growth.

“The challenge is not  of  financial  institutions  which do not  provide loans to the  youth, the youth  themselves don’t  know what is on the market so that they  can  design  profitable businesses,”  he said

This comes at the time when youth that are trained in entrepreneurship complain   of lack of credit to put into action their dream business while others who have already established business close due to losses.

“So what we do at DOT Rwanda is to train thee youth intermsof startup and   financial  literacyand provide skills  to run businesses to  minimize  the risks that financial institutions always  complain about,”  Nzeyimana  noted

Digital Opportunity-DOT Rwanda  is a leading  international social   enterprise  headquartered in Canada with  current  operations  in  Seven  countries around the  World including  Rwanda.

Nzeyimana  says  that  startup  knowledge  based trainings as well  as financial literacywould  help  change  revert the current situation, something  that will translate into increased  employment for the  youth.

The government underits long term development strategy plansto create over 200,000   off farm jobs every year till 2020   especially for the youth to offsetthe unemployment gap.

Through its programStartup, DOT Rwanda equips youth with ability   to develop an effective business mode that will reduce the risk of having their own startups fail.

Recently, under the  Startup program, DOT Rwanda  awarded  certificates  to  116 youth  who successfully  completed  the program and are able to  start and manage  their own  businesses.

“Individuals who attended this 10 week comprehensive course are those who wanted to expand their businesses or recover as they were at-risk or failed business,” Nzeyimana noted

He adds, “All these have been equipped with business skills helping them to put into reality their business ideas or scale up the existing businesses.”

Participants  say  that   they  have acquired  solid   idea  on   how they can  run their businesses and also access credit from financial institutions  to  expand their  businesses.

“Now I have knowledge on what can sell on the market but also know how to present my business proposal to banks to provide me with   loan to expand my business,” Godance-Dukundimana, who trained in tailing, said

Startup is DOT entrepreneurship program that helps participants develop an effective business model that will reduce the risk of having their startup businesses fail.DOT is expecting to train over 7,500 disadvantaged   Rwandan youth into employment, self-employment or further education.

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